From startup incorporation and SR&ED credits to founder compensation and SaaS revenue recognition, Vault CPA provides the financial infrastructure growing tech companies need to scale with confidence.
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We set up corporate structures and accounting systems built for growth from day one, handle revenue recognition for SaaS subscription models and deferred revenue reporting, manage GST/HST obligations and cross-provincial compliance as your customer base expands, and prepare year-end financial statements and T2 returns accurately and on time.
We advise on salary-dividend mix to minimize combined personal and corporate tax, structure employee stock option plans and phantom equity arrangements for tax efficiency, plan RRSP, TFSA, and corporate investment strategies for founder wealth accumulation, and coordinate personal T1 and corporate T2 filings to ensure full alignment.
We identify qualifying SR&ED expenditures across development, research, and engineering activities, prepare technical and financial documentation to support CRA claims and withstand audit scrutiny, maximize refundable and non-refundable ITC claims for eligible CCPCs, and coordinate SR&ED submissions with your T2 filing for full compliance.
We review your revenue model, corporate structure, and development activities to identify SR&ED opportunities and tax planning strategies before any work begins.
We reconcile subscription revenue, development costs, and operating expenses to ensure your financials accurately reflect your burn rate and unit economics.
We prepare your T2 return, SR&ED claim, and GST/HST filings — accurately and on time, with full documentation to support every deduction and credit.
From seed to Series A and beyond, we remain available for financing preparation, cap table structuring, and year-round financial guidance.
Whether you're a pre-revenue startup, a scaling SaaS company, or a founder managing multiple entities, we bring the financial clarity your growth depends on.
Book a Free ConsultationSR&ED provides refundable federal tax credits for qualifying R&D — new software architecture, resolving technical uncertainties, advancing capabilities beyond public knowledge. CCPCs can claim up to 35% on the first $3M of expenditures. We identify qualifying work, prepare technical narratives, and file the T661 claim.
Incorporate when revenue is consistent, you are taking on liability-exposure contracts, seeking investor capital, or retaining profits above personal living needs. Most institutional investors require a corporation. We handle BC Registry filing, CRA registration, and corporate minute book setup.
Salary generates RRSP contribution room and CPP entitlement. Dividends can minimize personal tax depending on corporate income. Some founders take minimal cash and hold equity when seeking capital. The optimal structure changes as the business scales. We model the after-tax outcome annually.
SaaS and digital products sold to Canadian customers are generally subject to GST/HST. Sales to US or international customers may qualify as zero-rated exports depending on customer location and service delivery. We determine your obligations across all markets and set up billing and remittance accordingly.
Common deductions include salaries and contractor fees, cloud infrastructure, software subscriptions, R&D expenditures, office rent, equipment subject to CCA rules, professional fees, and marketing. Some expenditures cannot be claimed under both SR&ED and standard deductions simultaneously. We coordinate your deduction strategy and SR&ED claim together.
Early-stage investors typically accept internally prepared or reviewed statements. Series A and beyond — or institutional lending — may require reviewed or audited financials. A Review provides limited assurance at lower cost than an Audit. We prepare statements at the right standard for your stage.
Subscription revenue received in advance must be recorded as deferred revenue and recognized over the service period. Recognizing it all upfront overstates revenue and distorts your financials. Proper deferred revenue accounting is essential for investor reporting and future due diligence.
Employee stock options in a CCPC receive favorable tax treatment — the employment benefit is deferred until shares are sold, not when options are exercised. This requires an option agreement and board resolution. We structure your plan to maximize the tax advantage for employees.
